Strengthening Business Hub Mallorca with Convertible Loans

Supporting a Portfolio of High-Potential Companies

Business Hub Mallorca develops and manages a growing ecosystem of companies founded on the island, including:

• Palmallorca Media Group S.L. — a community and media platform with a strong homes & lifestyle focus

• Mallorca Homebase S.L. — a co-ownership operator for premium second homes in Mallorca

• Global Homebase S.L. — the turn-key platform enabling second-home co-ownership destinations, beginning with Mallorca and the Côte d’Azur

To support the next phase of development in these companies, Business Hub Mallorca is offering a convertible loan structure that enables supporters to participate in the journey, with an option — but never an obligation — to convert into equity at a later stage.

The Problem

Building innovative digital and real-estate-driven business models requires leadership, technology, time, and capital.

Our companies have established their foundations, validated early traction, and proven market demand — but scaling platforms, onboarding destinations, strengthening technology, and expanding brand presence requires additional financial flexibility.

Traditional funding does not always match the timing or needs of early, revenue-emerging companies, and standard loans rarely offer the alignment needed for long-term strategic growth.

Why Convertible Loans?

Convertible loans allow us to:

• Secure operational runway across our companies

• Maintain flexibility for both lender and company

• Offer lenders the right to convert into equity later

• Remain focused on long-term value creation instead of short-term financing cycles

It is a simple and well-understood model widely used in early-stage business development.

How the Convertible Loan Works

• Loan amount: from €1,000 and upwards

• Term: 12 months

• Interest: 10% per annum, paid at maturity

• Conversion option:

  Lenders may convert the loan into existing Business Hub Mallorca shares in one of the following companies:

  • Palmallorca Media Group S.L.

  • Mallorca Homebase S.L.

  • Global Homebase S.L.

A conversion bonus (typically 25%) may be applied.

Example: A €5,000 loan converts into €6,250 in equity value, plus accrued interest.

All three companies currently operate under a valuation of €400,000.

With the bonus, the effective valuation becomes €300,000 at conversion.

Conversion is made into shares already held by Business Hub Mallorca in the selected company.

What the Capital Enables

Funds raised through convertible loans help accelerate the development of our three core companies:

Palmallorca Media Group

• Expansion of the Mallorca-focused lifestyle, homes & activities community

• Growth in content, services, business spaces, and partner integrations

Mallorca Homebase

• Preparation and onboarding of premium co-ownership properties

• Property analyses, readiness workflows, and owner support structure

Global Homebase

• Development of the turn-key platform for second-home destinations

• Implementation of franchise playbooks, partner tools, and cross-destination operations

• Strengthening Mallorca Homebase and Côte d’Azur Homebase as live reference markets

Additionally, capital supports:

• AI-supported workflows and platform integrations

• Collaboration with +150 agencies through the onOffice integration

• Partner development, agent programmes, and early franchise preparation

• Joint-venture structures with developers and property owners

The Opportunity

Business Hub Mallorca unites leadership, technology, and real-estate innovation into one ecosystem.

Our companies are closely connected — but each addresses a key segment:

• Palmallorca builds community, visibility, and engagement

• Mallorca Homebase operates the co-ownership model

• Global Homebase provides the scalable platform for European destinations

Convertible loans offer a simple way to support the development of Mallorca-based startups — with the opportunity to become a shareholder if you choose to convert.

Interested?

To learn more about the structure, companies, or conversion options, please contact:

Torben Aagaard

Founder & Owner, Business Hub Mallorca

taa@businesshubmallorca.com