Convertible Loans Powering Innovation & Expansion
Advancing AI & Automation
Join Business Hub Mallorca, the innovation hub behind Palmallorca, Mallorca Homebase, and OnChain Unity. Through convertible loans with attractive rates, you gain the right to convert into equity without obligation. This funding accelerates tech development, brand growth, and AI innovation — driving efficiency, scalability, and market leadership.
Fueling Innovation & Scalable Growth Across Mallorca
Strengthening Business Hub Mallorca with Convertible Loans
Join Business Hub Mallorca in driving growth for Palmallorca.com, Mallorca Homebase, and OnChain Unity through a final round of convertible loans.
This round bridges the companies to their October 2025 tokenization, where loans will automatically convert into tokens under fully digital cap tables. From December 2025, each company will operate and finance itself independently.
Together, this ecosystem — community, real estate, and tokenization — is reshaping how people live, invest, and create value in Mallorca.
Why This Opportunity?
We are securing funding from strategic lenders who share our vision for AI innovation, digital transformation, and scalable business models.
This loan structure provides attractive investor rates with automatic conversion into tokens in October 2025.
We are already running structured tests across our ecosystem to validate the model:
Palmallorca is proving its role as a lead generator and community hub, onboarding providers and driving awareness.
Mallorca Homebase is preparing properties for co-ownership sales, starting with the 8 Bellver Park Designer Apartments, where listings are being updated and optimized through our CRM platform.
OnChain Unity is integrating the digital cap table and tokenization layer, ensuring smooth conversion for owners and investors.
In parallel, our onOffice integration now connects with more than 150 agencies, giving us detailed insights into property demand while testing conversion performance across our media channels.
These initiatives demonstrate real traction, scalability, and readiness — laying the foundation for the tokenized transformation of our companies in October 2025.
Investment Terms & Structure
Loan Amount: €60,000
Interest Rate: 15% per annum, accrued until conversion
Conversion: Automatic into tokens in October 2025 as part of the digital cap table tokenization process
Fallback Term: If, for any reason, tokenization has not occurred, the loan will mature in 18 months with repayment of principal + accrued interest
Conversion Bonus: Additional 50% applied upon tokenization
Minimum Loan Amount: €5,000
Strategic Use of Funds
Funds from this round will be used to maintain full momentum in our three portfolio companies — Palmallorca Media Group, Mallorca Homebase, and OnChain Unity — the first franchise entities in a model designed to scale across Europe.
This financing ensures the companies reach the point where they can transition into tokenized, independently financed entities, ready to scale through digital cap tables and compliant token offerings.
The focus is on execution, readiness, and tokenized transformation — building the bridge from today’s operations to tomorrow’s scalable, investor-friendly structures.
📩 Interested?
Contact Founder & CEO, Torben Aagaard, at taa@businesshubmallorca.com to learn more.